Cash Credit (CC) / Overdraft (OD) Limit

Cash Credit (CC) / Overdraft (OD) Limit के अंतर्गत हम businesses और MSMEs के लिए working capital finance की complete assistance प्रदान करते हैं। CC/OD limits से आप daily operations, inventory purchase, receivables gap और cash flow fluctuations को easily manage कर सकते हैं। हमारी team eligibility assessment से लेकर sanction और renewal/enhancement तक end-to-end support देती है, ताकि आपको right limit, competitive interest rate और smooth approval मिल सके। यह service Cash Credit / OD Limit in Gorakhpur के लिए expert assistance के साथ उपलब्ध है।

⭐ Benefits of CC / OD Limit

• working capital gap को manage करना आसान

• interest सिर्फ utilized amount पर

• flexible withdrawals & repayments

• smooth business cash flow

• growth & seasonality support

📋 What We Do

इस service के अंतर्गत हम निम्न कार्य करते हैं:

• Eligibility & working capital assessment

• CMA Report / Project Report preparation

• Stock, receivables & book-debt analysis

• Bank/NBFC selection & scheme mapping

• Application filing & documentation support

• Bank coordination, queries & follow-ups

• Sanction, renewal & enhancement assistance

📑 Documents Required

• PAN & Aadhaar (promoters)

• Business registration (GST/UDYAM)

• Last 2–3 years financial statements / ITRs

• Bank statements (6–12 months)

• Stock & debtors statement

• Existing loan details (if any)

(documents applicant profile और bank policy पर depend करते हैं)

⏱ Turnaround Time

7–15 Working Days
(bank/NBFC process और document readiness पर depend करता है)

✅ Key Benefits

• ⚡ Higher Approval Chances – correct assessment & lender mapping

• 🧾 Complete Documentation – error-free submissions

• 👨‍💼 Expert Handling – finance specialists

• 💰 Optimal Limits – right sizing of CC/OD

• 📲 Regular Updates – Call & WhatsApp support